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Pricing & ROI

See the financial picture before you spend a dollar.

Model rent, payback, and value uplift across Ontario cities and ADU types, then get a property-specific quote.

Interactive tool

ADU ROI calculator

Adjust the inputs and watch the numbers update live. Built on TRREB Q2 2026 GTA reference rents, scaled by city and suite type.

Your inputs

Your estimate

Estimated monthly rent
$2,040 – $2,760
Annual income
$28,800
Approx. payback
6.3 yrs
Est. property value uplift
$162K – $252K
5-yr gross income
$144,000
10-yr gross income
$288,000

Estimates for educational purposes only. Rent uses TRREB Q2 2026 GTA condo apartment averages as reference points, scaled by city and suite type, not guaranteed ADU rents. Payback ignores financing, taxes, vacancy and operating costs. Every project needs a property-specific feasibility review.

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Side by side

Compare ADU options

Pick your city to see how a basement, garden and laneway suite compare on estimated rent, value uplift and payback. The shortest-payback option is highlighted.

Shortest payback

Basement suite

Typical build $90K · estimate

Est. monthly rent—
Annual income—
10-yr gross income—
Est. value uplift—
Approx. payback—
Shortest payback

Garden suite

Typical build $250K · estimate

Est. monthly rent—
Annual income—
10-yr gross income—
Est. value uplift—
Approx. payback—
Shortest payback

Laneway suite

Typical build $300K · estimate

Est. monthly rent—
Annual income—
10-yr gross income—
Est. value uplift—
Approx. payback—

All figures are estimates for educational purposes only. Rent is based on CMHC and TRREB market reference data scaled by city and suite type; payback ignores financing, taxes, vacancy and operating costs. A property-specific feasibility review replaces these ranges with actuals.

By city

Garden suite scenarios across Ontario.

Illustrative scenarios using credible, conservative ADU rents, typically below TRREB headline averages because suites are often smaller than the condos in those reports.

Toronto

Garden Suite Scenario

Build cost$210,000
Est. monthly rent$2,650
Approx. payback~6.6 yrs

Hamilton

Garden Suite Scenario

Build cost$185,000
Est. monthly rent$2,050
Approx. payback~7.5 yrs

Ottawa

Garden Suite Scenario

Build cost$190,000
Est. monthly rent$2,150
Approx. payback~7.4 yrs

Kitchener–Waterloo

Garden Suite Scenario

Build cost$180,000
Est. monthly rent$1,950
Approx. payback~7.7 yrs

London

Garden Suite Scenario

Build cost$170,000
Est. monthly rent$1,750
Approx. payback~8.1 yrs

Niagara

Garden Suite Scenario

Build cost$175,000
Est. monthly rent$1,700
Approx. payback~8.6 yrs

Mississauga

Garden Suite Scenario

Build cost$200,000
Est. monthly rent$2,500
Approx. payback~6.7 yrs
Cost comparison

Typical cost by ADU type.

ADU typeLowTypicalHighPayback rangeValue-add range
Basement Suite$60K$90K$120K6–9 yrs+$120K–220K
Attached Suite$80K$130K$180K6–8 yrs+$150K–280K
Above-Garage$100K$150K$200K7–9 yrs+$160K–300K
Garden Suite$150K$250K$400K+6–10 yrs+$200K–400K
Laneway Suite$200K$300K$450K+7–11 yrs+$220K–450K

All figures are estimates for educational purposes. Actual cost depends on site conditions, servicing, finish level and municipality.

Market reference

GTA reference rents.

These are GTA condo apartment averages, Q2 2026: market reference points, not guaranteed ADU rents. We use them as a benchmark when sizing suites, then adjust down for smaller ADU footprints and by city.

Q2 2026 GTA rents are down 1.7–2.3% year-over-year vs Q2 2025, reflecting a well-supplied market.

Source: TRREB Rental Market Report ↗

$1,821

Bachelor · down 2.3% YoY

$2,273

1-bedroom · down 4.1% YoY

$3,013

2-bedroom · down 3.2% YoY

$3,757

3-bedroom · down 2.7% YoY


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