Tap any city to open a dedicated guide for that market, with local rules, rent context, and the official municipal page.
Last reviewed: October 2026. Programs change; confirm with your municipality.
Toronto
Garden suite
Basement suite
Up to 3 units
DC deferral
The City offers free pre-approved garden and laneway suite plans. Development charge deferral for ancillary second units remains available.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Mississauga
Garden suite
Basement suite
Up to 3 units
Fees refunded
Permit fees refunded; the 2nd and 3rd ARU are exempt from most municipal charges, lowering build cost.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Brampton
Garden suite
Basement suite
Up to 3 units
Up to three units permitted; Credit Valley or Toronto Region conservation authority approval may be required near watercourses.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Caledon
Garden suite conditional
Basement suite
Up to 3 units
Additional residential units supported through Caledon's housing programs; rural and conservation lands have extra review.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Ajax
Garden suite
Basement suite
Up to 4 units
Up to three ADUs (four units total). The ADU grant intake is closed; a lot-eligibility mapping tool and CMHC catalogue designs are available.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Pickering
Garden suite
Basement suite
Up to 3 units
Five pre-approved detached ADU designs (developed jointly with Whitby) to streamline approvals.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Whitby
Garden suite
Basement suite
Up to 3 units
Shares the Whitby–Pickering pre-reviewed detached ADU design catalogue to speed permitting.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Oshawa
Garden suite conditional
Basement suite
Up to 3 units
Additional dwelling units supported across Durham Region; confirm lot-specific rules with the City.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Clarington
Garden suite conditional
Basement suite
Up to 2 ADUs
Up to two ADUs in urban areas; restrictions apply in the Greenbelt and Oak Ridges Moraine.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Vaughan
Garden suite
Basement suite
Up to 3 units
Eligible on specific detached, semi and street-townhome lots; one extra parking space per ARU. Not permitted in the Woodbridge Special Policy Area or floodplain.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Markham
Garden suite
Basement suite
Up to 3 units
Up to three units. Two-unit registration is $246 plus a fire inspection fee; a fourth unit is not currently permitted as of right.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Richmond Hill
Garden suite
Basement suite
Up to 3 ARUs
Up to three ARUs (four total units); a maximum of two ARUs in an accessory building, with municipal services required.
GTA reference rents apply (TRREB Q2 2026 condo averages: 1-bed $2,273, 2-bed $3,013): market reference points, not guaranteed ADU rents.
Hamilton
Garden suite
Basement suite
Up to 3 units
Both attached ADUs/SDUs and detached ADUs are permitted under the Zoning By-law (as amended by By-law 22-132); Hamilton publishes clear homeowner guidance.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Niagara Falls
Garden suite
Basement suite
Up to 2 ADUs
Up to two additional dwelling units permitted in both urban and rural areas, with a 1.2m setback for detached suites.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
St. Catharines
Garden suite conditional
Basement suite
Up to 2 ARUs
No DCs
Up to two ARUs (three units total); detached ARU standards updated April 2024, with development charges exempted.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Welland
Garden suite conditional
Basement suite
ADUs permitted
No DCs
Welland permits Additional Dwelling Units consistent with Bill 23 (typically up to 2 ADUs per lot in addition to the principal dwelling). Development charges are exempt. Exact unit counts depend on lot characteristics; we confirm in feasibility.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Ottawa
Garden suite
Basement suite
Up to 3 units
A coach house is Ottawa's term for a detached suite. Coach houses are subject to size and setback limits in Ottawa's new Zoning By-law 2026-50; up to three units per lot are permitted. Exact size limits vary by lot and zone; we confirm during feasibility.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Kingston
Garden suite
Basement suite
Up to 3 units
Attached, detached, garage-conversion and basement suites are all supported; Kingston strongly encourages additional residential units.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Kitchener
Garden suite
Basement suite
Up to 4 units
Up to four units per lot; a unit can in some cases be created via plan of condominium, which may allow separate ownership.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Waterloo
Garden suite
Basement suite
Up to 4 units
No DCs
Up to four units; no City development charges on the first two ARUs (education charges still apply), plus an ARU grant of up to $20K–$30K for affordable-rent units while funds last.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Cambridge
Garden suite
Basement suite
Up to 3 units
$10K grant
Offers a one-time grant of up to $10,000 toward an additional residential unit, with no City or Region development charges on ARUs.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Guelph
Garden suite
Basement suite
Up to 4 units
Up to three ADUs on single-detached lots; $170 owner-occupied registration fee per new ADU.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
London
Garden suite
Basement suite
Up to 4 units
Repayable ARU loan
Up to four units (max two detached, two bedrooms each). London's 2026 ARU construction grants (up to $45,000 affordable / $20,000 standard) and permit-fee waiver are fully allocated and closed (permits issued Apr 29 to Sep 7, 2026). A repayable ARU loan remains available.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Barrie
Garden suite
Basement suite
Up to 4 units
50% off fees
50% off ARU building permit fees for applications submitted Jan 1 to Dec 31, 2026; full rebate if final inspection is within 12 months of permit issuance (no later than Dec 31, 2027). Free pre-approved design catalogue.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Orillia
Garden suite conditional
Basement suite
Up to 3 units
Additional residential units permitted under provincial rules; confirm detached-suite zoning with the City.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Bradford–West Gwillimbury
Garden suite conditional
Basement suite
Up to 3 units
ADUs supported under Bill 23; rural servicing and conservation review may apply on larger lots.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Oakville
Garden suite
Basement suite
Up to 3 units
Up to three units per lot (principal home plus two ADUs); confirm zoning and any Conservation Halton approval.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Burlington
Garden suite
Basement suite
Up to 3 ARUs
Programs closed
ARU fee waivers ran until Dec 31, 2025, and the forgivable loan program closed Oct 1, 2025. Confirm current fees with the City.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Milton
Garden suite
Basement suite
Up to 4 units
Up to four units on eligible serviced lots. A $340 registration (renewed annually) applies to additional residential units; clear homeowner guidance available.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.
Halton Hills
Garden suite conditional
Basement suite
Up to 3 units
Runs a dedicated ARU program; detached garden suites assessed by lot size and servicing.
Below GTA average, typically $1,400–$2,400 for a 1–2 bedroom unit.